John Hsu

Chief Human Capital Officer

John is the Chief Human Capital Officer at Angel Oak Lending.

John has 32 years of experience in financial services spanning operations, commercial banking, structured credit investment banking and asset management. Thirteen of his 32 years have been at Angel Oak. Most recently, John was Chief Risk Officer, overseeing all risk management functions for the firm. Before that, John was Head of Capital Markets where he led Angel Oak’s entry into the Non-QM asset class by laying the structural foundation for the firm’s private credit strategies and founded the Angel Oak Mortgage Trust securitization shelf. Prior to that, John ran operations, compliance and risk as COO. In that role, he created the legal, operational, and compliance aspects of the Angel Oak Multi-Strategy Income Fund.

Before joining Angel Oak, John was a Senior Vice President in Ocwen Financial Corporation’s Alternative Investment Group, where he developed partnerships that invested in NPLs and created investments in MSRs and Servicer Advances. John also worked for SunTrust, MBIA and J.P. Morgan, where he focused on the creation and marketing of structured credit products, mainly focusing on Collateral Loan Obligations.

John holds B.S. and B.A. degrees in Industrial Engineering and Economics from Rutgers University and an M.B.A. from Cornell University’s Johnson Graduate School of Management.